Loan Options
The right loan can mean the difference between a delayed deal and a smooth, profitable investment. We make it easy to connect your project with the best-fit financing—fast, simple, and built for returns. Explore our loan programs below. Click “Apply Now” on the one that fits your deal. Let’s move your investment forward.
Bridge
- $100K - $5MM>
- 1 -4 Unit residential properties
- Up to 80% LTV
- No DTI, W-2s, or paystubs required
- No prepayment penalty
- 660 minium FICO
- Pricing discounts for experienced borrowers
Fix & Flip
- $50K – $5MM>
- 1-4 Unit residential properties
- Up to 95% LTV on Fix-and-Flip loans with rehab
- Up to 80% Cast Out on refinances
- Advanced rehab draws available for experienced investors - not reimbursement
- Interest reserves/deferred mortgage payments available
- No prepayment penalty
- 660 minimum FICO
- Pricing discounts for experienced borrowers
- No DTI, W-2s, or paystubs required
Rental
- $75K - $5MM
- 1-4 Unit residential properties
- Up to 80% LTV even on cash out
- Minimal DSCR requirements
- No seasoning requirements
- No prepay penalty options available
- Finance multiple properties under one loan
- No DTI, W-2s, or paystubs required
- 680 minimum FICO
- Pricing discounts for 720+ credit
New Construction
- Loan amounts from $150k – $5MM
- Financed full-term Interest Reserves
- Up to 85% LTC including interest reserve
- 12-, 18- and 24-month terms, interest-only
- No interest charged on undrawn funds
- 680 minimum FICO
Multifamily/Small Commercial
- Short Term Fix and Flip/Bridge
- Stabilized Long Term Rental
- Up to 70% of Purchase Price
- 100% of Rehab Funds
- Up to 70% of ARV
- No Income Verification
- No Prepayment Penalty
- 30 Year Fixed Rate Loan
Onward Investment Capital